Applying for Affirm financing is quick and easy—simply provide a few details about yourself and get a real-time decision so you can purchase what you love now and pay over time.
Affirm only performs a soft credit check, which won’t affect your credit score. And, on-time payments with Affirm can help you build a positive credit history.
NO HIDDEN FEES
Know upfront exactly what you’ll owe, with no hidden costs and no surprises. You’ll see your loan terms, including your APR and your monthly payment amounts before you decide on a payment plan.
HOW IT WORKS
SELECT AFFIRM AT CHECKOUT
Add your item to your cart as usual, and select Affirm as your payment method.
Select a 3, 6, 12, 18-month plan. Interest Rates from 0-30% APR. Down payment may be required.
NO WAIT. ENJOY YOUR PURCHASE
Once you complete your checkout with Affirm, we’ll process and ship your order right away.
Frequently Asked Questions
What information does Affirm Require?
Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your entity.
How do I pay my bills?
You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.
Does Affirm conduct a credit check?
Yes, when you first create an Affirm account, Affirm perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Why was I prompted to pay a down payment with a debit card?
Affirms tries hard to approve every purchase but sometimes can’t approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.
STILL HAVE QUESTIONS? CONTACT US
Have questions about financing with Affirm? Contact Affirm directly at:
www.affirm.com | firstname.lastname@example.org | (855) 423-3729
Disclosure: Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.